Break Free From Debt and Regain Control of Your Finances

Proven solutions for people struggling with credit card debt and personal loans

See How Much You Can Save
5/5 based on over 1,300 reviews
Over 100,000 people freed from debt
Person enjoying financial freedom

Professional Solutions for Your Financial Problems

Debt Reduction

Potential to significantly reduce your total debt amount through professional negotiations

One Lower Monthly Payment

Consolidate multiple payments into one that's easier to manage and tailored to your budget

Professional Support

Experienced financial advisors will help you at every stage of the debt reduction process

End Harassing Calls

Get help stopping disturbing calls from creditors and collection agencies

Do You Recognize Yourself in Any of These Situations?

Medical Emergencies

Unexpected medical expenses have led to debt that's difficult to repay

Job Loss

Reduced income makes it difficult to pay obligations and causes debt to accumulate

Rising Credit Card Balances

Minimum payments barely cover interest, and debt continues to grow

High-Interest Loans

Difficult-to-manage personal loans or payday loans with high interest rates

A Simple Process to Help You Get Out of Debt

1

Free Consultation

A specialist will assess your financial situation and present available options

2

Personalized Plan

You'll receive an action plan tailored to your needs and capabilities

3

Professional Negotiations

Experts negotiate with creditors on your behalf to reduce your debt

4

Financial Freedom

You follow the plan and gradually regain control of your finances

What People Who Used Our Services Say

"This was the best financial decision I've ever made. I was able to eliminate over $90K in credit card debt. Every communication was prompt and all my questions were answered. I could finally breathe a sigh of relief."

Rebecca S.

Bellevue, WI

"It's important to note that this was my fourth attempt at settling my debts. The first company gave me bad advice, but this time I found professionals who really knew what they were doing. Now I have peace of mind and a clear path forward."

D.M.

Virginia Beach, VA

"Very helpful, I didn't feel alone in this journey. Immediate responses and clear explanations. Thanks to them, I see light at the end of the tunnel and know that my financial problems have a solution."

Shana W.

Durham, NC

Answers to Frequently Asked Questions

Do I qualify for a debt relief program?

To qualify for the program, you should have at least $10,000 in unsecured debt (e.g., credit cards, personal loans). The program does not cover mortgages, car loans, or student loans. You must also have a steady source of income and be at least 21 years old.

How much can I save on my debts?

Potential savings depend on many factors, including the type and amount of debt, creditors, and your individual financial situation. During your free consultation, you'll receive an estimated savings quote tailored to your situation.

How long does the debt reduction process take?

A typical debt reduction program lasts from 24 to 48 months, depending on the amount of debt and your ability to save. First results in the form of settlements with creditors may appear after a few months of starting the program.

Will my credit score be affected?

Debt reduction programs may temporarily affect your credit score. However, for many people with high debt, the long-term benefits of debt reduction outweigh the short-term impact on credit score. After completing the program and paying off your debt, you can start rebuilding your credit history.

What types of debt qualify for the program?

The program covers unsecured debts such as: credit cards, personal loans, unpaid medical bills, some private loans, utility and phone debts. The program does not cover mortgages, car loans, student loans, alimony, court fines, or taxes.

Important Information

The program is available in all states except: HI, ID, KS, LA, ME, NH, OR, SC, TN, UT, VT and WV.

To qualify for the program, you must have at least $10,000 in unsecured debt.

The program does not cover secured debts such as mortgages, car loans, or student loans.

You must be employed or have some source of income to participate in the program.

You must be at least 21 years old to apply.

After submitting the form, you will receive a call and emails with a free savings estimate.

Take the First Step Toward Financial Freedom

See how much you can save with a free consultation

Get Your Free Savings Estimate

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