Proven solutions for people struggling with credit card debt and personal loans
See How Much You Can SavePotential to significantly reduce your total debt amount through professional negotiations
Consolidate multiple payments into one that's easier to manage and tailored to your budget
Experienced financial advisors will help you at every stage of the debt reduction process
Get help stopping disturbing calls from creditors and collection agencies
Unexpected medical expenses have led to debt that's difficult to repay
Reduced income makes it difficult to pay obligations and causes debt to accumulate
Minimum payments barely cover interest, and debt continues to grow
Difficult-to-manage personal loans or payday loans with high interest rates
A specialist will assess your financial situation and present available options
You'll receive an action plan tailored to your needs and capabilities
Experts negotiate with creditors on your behalf to reduce your debt
You follow the plan and gradually regain control of your finances
"This was the best financial decision I've ever made. I was able to eliminate over $90K in credit card debt. Every communication was prompt and all my questions were answered. I could finally breathe a sigh of relief."
"It's important to note that this was my fourth attempt at settling my debts. The first company gave me bad advice, but this time I found professionals who really knew what they were doing. Now I have peace of mind and a clear path forward."
"Very helpful, I didn't feel alone in this journey. Immediate responses and clear explanations. Thanks to them, I see light at the end of the tunnel and know that my financial problems have a solution."
To qualify for the program, you should have at least $10,000 in unsecured debt (e.g., credit cards, personal loans). The program does not cover mortgages, car loans, or student loans. You must also have a steady source of income and be at least 21 years old.
Potential savings depend on many factors, including the type and amount of debt, creditors, and your individual financial situation. During your free consultation, you'll receive an estimated savings quote tailored to your situation.
A typical debt reduction program lasts from 24 to 48 months, depending on the amount of debt and your ability to save. First results in the form of settlements with creditors may appear after a few months of starting the program.
Debt reduction programs may temporarily affect your credit score. However, for many people with high debt, the long-term benefits of debt reduction outweigh the short-term impact on credit score. After completing the program and paying off your debt, you can start rebuilding your credit history.
The program covers unsecured debts such as: credit cards, personal loans, unpaid medical bills, some private loans, utility and phone debts. The program does not cover mortgages, car loans, student loans, alimony, court fines, or taxes.
The program is available in all states except: HI, ID, KS, LA, ME, NH, OR, SC, TN, UT, VT and WV.
To qualify for the program, you must have at least $10,000 in unsecured debt.
The program does not cover secured debts such as mortgages, car loans, or student loans.
You must be employed or have some source of income to participate in the program.
You must be at least 21 years old to apply.
After submitting the form, you will receive a call and emails with a free savings estimate.
See how much you can save with a free consultation
Get Your Free Savings EstimateNo obligations, no hidden fees